How Our Terms Apply to Your Account
40c operates as a payment-led platform built for Bangladesh, with account access running through bKash, Nagad, and Rocket as your primary deposit and withdrawal rails. Our terms govern every transaction you make through those wallets — from the moment you initiate a bKash send to the
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point funds appear in your account balance. Eligibility to use the platform depends entirely on the laws of your local jurisdiction and the regions we currently serve. We do not make blanket claims about legality across all areas; you are responsible for checking whether access is
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permitted where you are. Account data is processed in line with our privacy policy, which covers what we collect when you verify a Nagad or Rocket transfer, how long that information is kept, and your right to request its removal. Any dispute about an account transaction
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— a Rocket payment that did not reflect, a bKash withdrawal held for verification — is handled through our support channel first, then through the dispute process set out in the full terms. Changes to these terms are posted here and take effect on the date
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shown. Continued use of your account after that date means you have accepted the updated version.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.